Department of Marketing Studies &International Marketing Essay Example for Free

Department of Marketing Studies International Marketing Essay Here is my report on â€Å"Foreign Exchange policy of EXIM BANK Limited : A Critical Evaluation † submitted to your honor. A methodological research was conducted to prepare the report for fulfillment of the requirement of Internship Program, an integral part to the academic curriculum for MBA. This report has been prepared on the basis of the findings out of the research work with practical knowledge, which includes collection of primary and secondary data, discussion with the executives and study on relevant books and publications. I have studied on relevant issues and tried to highlight the pros and cons of it accordingly in this regard. I have also tried to reflect all the findings of my study in this report to the point to make it a rich one. I would like to express my gratitude for your kind guidance in completion of the report assigned for me. I sincerely hope that this report will meet your expectation and will serve its purposes. Thanking you. Sincerely yours (Trishita Chowdhoury) Class Roll no.: 15036 Exam. Roll no.: 2000/88 Registration no.: 2445 MBA, Department of Marketing Studies International Marketing University of Chittagong. ACKNOWLEDGEMENT All the praise and admiration for almighty God the most gracious, most merciful that has enabled me for successful completion and submission of this dissertation timely. I would like to express profound gratitude and indebtedness to my honorable teacher and Internship supervisor â€Å"Mr. Bazlur Rahman† Associate Professor Department of marketing, University of Chittagong, Bangladesh, for his direct concern, professional guidance, encouragement during my research work and for his critical suggestions and corrections of the manuscript in the preparation of this Internship up to this. I accord a deep sense of appreciation to the professor â€Å"Salamatullah Bhunia† Chairman of Marketing Department, University of Chittagong, for providing necessary facilities during my research time. I express my profound gratitude to all other respected and honorable teachers of our department for their mental boosting up and give their valuable advice during my research work. I shall be improper, if I don’t thank Mr. Md. Abdul Hasham, honorable Assistant Vice President Manager of EXIM Bank (CDA Avenue Branch) who gave the opportunity to work in his well-reputed organization as internee. I offer my sincere thanks to all the officials of the EXIM Bank, CDA Avenue Branch, Chittagong, who cordially arrange and support me all time. I also grateful to the other officers and staffs of our Department of Marketing university of Chittagong for their continuous help during the research program. I am really thankful to all my all classmates of Department of Marketing who are always a source of inspiration for me in accomplishing this work. Finally, I would like to say thanks to all these people and looking forward for their continued support and cooperation in future. EXECUTIVE SUMMERY Today Banking Sector is much more integrated into both individual and also business organization. Banking sector has expanded today’s business world. A financial institution that is licensed to deal with money and its substitution by accepting time and demand deposit making, loans and investing in security is called Bank.   It can be expanded through Private and public own based. But in Bangladesh banking has extremely expanded in the current few years. In Bangladesh there are too many banking institution. They all are trying to keep their customer in a level through providing better service. All of are practice their activities through General banking like deposit collection, saving money, handling transfer transaction Loan and Advance like term loan, cash credit, industry loan, Foreign Exchange like letter of guarantee, import and export, remittance etc. Service from banking is seemed to vary from service provider organization to another service provider organization. This sensitive part gets more sensitivity when individual as well as country’s potentiality like â€Å"Foreign exchange policy â€Å" of a bank involves in there. And, it becomes more complex if that bank owned by a private sector and its also Shariah based banking  institution. This is why, I feel myself fortunate enough to win a chance for undergoing an internship program EXIM Bank limited special reference with CDA avenue branch. Foreign Exchange policy of our country approved by Bangladesh Bank. This specific policy must be follow by the all other bank. We know Export and import is the most important issue for every country. Every country’s national bank determined its policy, which are highly related to the country’s welfare. In our country our national bank Bangladesh Bank determined this policy. This profile reflects the unique position of the† Foreign Exchange Policy of EXIM Bank Bangladesh limited† is enjoying. So, i think a deep-rooted study may explore the mystery of its success side by side indicating the reason behind failure one to another service provider organizations. This study will comprise the exploratory findings of EXIM Bank Bangladesh limited its General Banking, Loan investment, Specially Foreign exchange policy, recommendations in the light of predetermined objectives, and methodology subject to acknowledgement of the affect caused by unavoidable limitation. In recent survey an important things comes out that is investor from other countries have getting interest to invest there. Investment from the other country highly related to the Foreign Exchange policy that include export and import business of a country. In here there is a problem that most of the policy has been taken from the highly qualified people but they take policy never talk with ultimate investor who are working in the rural level. EXIM Bank Bangladesh limited follows all of the policy strictly. But some times it also face problem for that policy. Working in the practical field researcher find that in some cases merchandiser want high priced L/C value if the bank is capable but it cannot do that for the policy limitations. So in that time they have to follow the other initiative, which create problem. Here the researcher make this report by the following way. Chapter -1 shows the introductory analysis. Chapter –2 shows theoretical analysis for the study. Chapter –3 shows overview of the EXIM Bank.Chapter-4 Analysis Evaluation of FEP of EXIM Bank.Chapter-5 shows Major findings And  finally Chapter-5 shows recommendation and conclusion Here the most noticeable thing is that EXIM Bank Bangladesh limited creates about 23% growth about its foreign exchange policy. It enjoy all the facilities that it can.

The Element: Chlorine Essay -- essays research papers

The Element: Chlorine General Information We researched the chemical element known as chlorine. Chlorine has an atomic number of 17 and an atomic weight of 35.453. It has a valence number of 3. The element has 3 energy levels. Chlorine exists as a greenish-yellow gas at normal temperatures and pressures. Chlorine is second in reactivity only to fluorine among the halogen elements. Chlorine is a nonmetal. It is estimated that 0.045% of the earth’s crust and 1.9% of sea water are chlorine. Chlorine combines with metals and nonmetals and organic materials to form hundreds of chlorine compounds. Chlorine is about 2.5 times as dense as air and moderately soluble in water, forming a pale yellowish green solution. Chlorine is so reactive that it never occurs free in nature. Chemical Properties Chlorine is in the halogen family, and like all the other halogen elements chlorine has a strong tendency to gain one electron and become a chloride ion. Chlorine readily reacts with metals to form chlorides, most of which are soluble in water. Chlorine also reacts directly with many nonmetals such as sulfur, phosphorus, and other halogens. Chlorine can support combustion; if a candle were to be thrown into a vessel of chlorine, it would continue to burn, releasing dense, black clouds of smoke, The chlorine combines with hydrogen of the paraffin, forming hydrogen chloride, and uncombined carbon is left in the form of soot. Soot is black residue from fuel. Chlorine replaces iodine and bromine from their salts. Dry chlorine is somewhat inert or not able to move, but moist chlorine unites directly with most of the elements. History Chlorine was discovered in 1774 by Karl Scheele. Humphry Davy proved that chlorine was an element. Extensive production began 100 years later. During the 20th Century. The amount of Chlorine used was considered a measure of industrial growth. In, 1975 chlorine productions ranked seventh on the list of largest-volume chemicals produced in the United States. The importance of chlorine has changed as new uses have been added. In 1925 paper and pulp used over one- half . The chlorine made and chemical products only 10%. By the 1960’s paper and pulp use accounted for only 15-17% and the chemical uses increased to 75-80%. Peoples uses have contributed to the growth of large cities, and new textiles, plastics, paints, and miscellaneous uses have raise... ...h chlorine. At the iron cathode or negatively charged electrode, sodium ions are reduced to sodium metal, which reacts immediately with water to form sodium hydroxide. Another method of preparing chlorine is by the electrolysis of molten salt. This process is used specifically to produce sodium, and the chlorine is a commercial by product. When large quantities of waste hydrochloric and are available. Chlorine may be recovered by oxidation of the acid. This method has the advantage of converting great quantities of waste acid to useful substances. No matter what process is used to prepare chlorine, the gas must be well dried. Dry chlorine is much less corrosive than moist chlorine gas. In the laboratory chlorine may be prepared by heating manganese oxide with hydrochloric acid. Conclusion In conclusion chlorine is a very wonderful element. Chlorine has hundreds of compounds. If we did not have these compounds we would not have clean water, we would have an insect problem, we could not make many important compounds that are used in medicine, and some of the battles in World War I might have been lost if it were not for chlorine. Our world would not be the same if not for chlorine.

The Impact of Stress and Its Effect on Society

Introduction Stress is like a fever boiling in the human system, as it rises, the body weakens. What exactly is the meaning of stress, and how does it affect the daily lives of people? Stress can be defined as an unpleasant state of emotional and physiological arousal that people experience in situations that they either perceive as dangerous or threatening to their well being(Morrow 2011). A person can under go stress through out their daily lives, and for many, stress is so common place that is has become a way of life.The correlation between stress and age has been studied continuously through out recent years(Morrow 2011) Some people define stress as events or situations that cause them to feel tension, pressure, or negative emotions such as anxiety and anger. The amount of stress can affect different age ranges of people around the world. What exactly are the causes of stress? How does stress correlate to men and women of different ages? Does stress play a larger role in youth a nd adolescence, middle aged adults, or the senior citizens of the society?I collected studies to help answer these questions on how stress impacts its effect on age and society. Causes of Stress There are many causes that affect stress. Stress is the emotional and physical way in which people respond to pressure (Seaward 2012). Physiological changes-such as increased heart rate and muscle tension-as well as emotional and behavioral changes are ways people respond to stress (Seaward 2012). Most psychologists regard stress as a process involving a person's interpretation and response to a threatening event.In order to manage stressful situations people must first observe the general causes that can lead to stress. The UK’s health and safety executive lists keys stress factors that could be the causes of stress at work, some of which include the demand of a job, the control staff and how they do their job, and the relationship with their colleagues. ( Seaward 2012). Perceived th reats, social, and financial threats also lead a person to feel very stress. In particular, it will be worse when the person feels they have no response that can resolve the threat and it can affect the need for a sense f control( Seaward 2012). Fear or uncertainties are other causes of stress, as fear can lead to imagined outcomes, which are the real source of stress. Stressors could also include: death of a spouse or family member, a friend, a person’s well being, injury, or a pregnancy. The Negative vs. The Positive First of all it is good to know that stress is not only negative but it can also be positive and positively affect an individual. This positive stress aids an individual in motivation and inspiration to finish certain projects or creative thinking when completing a task.For athletes this stress arises before the competition, for some it may arise during a joy ride on a rollercoaster, and for others it may arise when watching an exciting movie(Mills, Reiss, & Do mbeck, 2012). The lives of people are almost daily affected by both types positive and negative stress. A type of short-term stress that increases a person’s immediate strength is know as eustress, it comes in effect at times of creativity, physical activity, enthusiasm or excitement(Mills, Reiss, & Dombeck, 2012).Negative stress, however, can arise when a normal routine is constantly altered and adjusted, Humans who try to adapt to new situations are faced with distress that causes feelings of discomfort, anxiety and unfamiliarity (Mills, Reiss, & Dombeck, 2012). Distress is often divided into two types of stress, acute stress and chronic stress. Acute stress is a short-term stress that intensifies and disappears quickly. A more severe type of distress is chronic stress, it is long-term stress that can exist for weeks, months or in worst case even years(Mills, Reiss, & Dombeck, 2012).Constant change in routine demands on someone or forces them to adjust can be stressful. . I n small doses, stress can motivate and help perform someone under pressure, but it could also have a negative impact on the mind and body of a human. Stress and Gender The physiology of the stress response is similar for everyone. Researchers believe that there are distinct differences in the way women and men experience and respond to stress(e. g. , Bekker, &. Boselie, K, 2002).Community surveys taken in many countries find women consistently report greater distress than men do in study of roughly 1,100 American adults that appeared in The Journal of Personality and Social Psychology, found that women were more likely than men to experience ongoing stress and feel that their lives were out of their control (e. g. , Bekker, &. Boselie, K, 2002). Social responsibilities typically handled by women some of which including child care, care of older relatives, and housework are exposes of more abundant opportunities for distress(e. g. , Bekker, &.Boselie, K, 2002). Men more often report financial stress than women do, which makes sense since men are traditionally expected to be breadwinners. In a UCLA study analyzed data from hundreds of biological and behavioral studies concluded that females were more likely to deal with stress by nurturing those around them and reaching out to others(e. g. , Bekker, &. Boselie, K, 2002). Men, on the other hand, were more likely to sequester themselves or initiate a confrontation, behavior in line with the â€Å"fight or flight†response that's long been associated with stress(e. g. Bekker, &. Boselie, K, 2002). Men and women's different reactions to stress might be more than just an interesting observation, it could account for differences in their longevity and health (Millius 2011). Stress in Youth and Adolescence Stress in early childhood is experienced in many forms, and it varies by the each individual with the child’s developmental level, and their previous life experiences(Jewett & Peterson 2002). Adapting or managing stress appears to be highly dependent on a child’s developmental capabilities and coping-skill inventory(Jewett & Peterson 2002).Children under the age of 6 are developmentally less capable of thinking about an event in its entirety; such as, comprehending an event separate from their own feelings; and modifying their physical reactions in response to change in stimuli (Jewett & Peterson 2002). The increasing knowledge about the importance and impact of stress on young children should be put to good use in reducing stress factors for young children and in assisting children to increase coping strategies and healthy responses to the unavoidable stresses in their lives(Jewett and Peterson 2002).The adolescent years are among the most stressful times in a person's life. Adolescence is the time of life when children change into adults. They are going through puberty, meeting the changing expectations of others, and coping with feelings that may be new to them. Adolescen ts are between stages their thoughts, behavior, and social relations are all changing radically and this is when stress is most likely to occur. Stress in Adulthood and Old Age An adult has so many responsibilities that have to do with work, family and even friends. Today, more and more adult continue with bad habits that might have come as a result of stress.These habits include abuse of substances like drugs and alcohol (Millius 2011). This is because many are not able to deal fully with their issues and they feel like nobody can help them. Stress at adulthood is caused by very many factors and the first one is financial obligations (Millius 2011). Men and women are constantly working hard to provide for their families but, the money seems to be never enough and this leads to a lot of frustration. Many adults continue to be stressed and this has resulted to other effects like poor health (Millius 2011).Older adults prolonged stress that can come from chronic illness, disability or the loss of a spouse. These types of stressors are long term and could be more difficult to deal with. The stress hormones that stimulate the brain and body can take a toll on an older person that can damage brain cells which could lead to depression(e. g, Smith, Smith & Segal 2012). Often adults experience fatigue, loss of memory and concentration, and an increased risk of chronic diseases such as heart disease and cancer. Body and Prevention A person must first recognize the signs and symptoms of stress and taking steps to reduce its harmful effects.Stress symptoms can affect the human body, thoughts, feelings, and a person’s behavior. Stress that's left unchecked can contribute to health problems such as high blood pressure, heart disease, obesity and diabetes (Marrow 2011). With widespread damage that stress can cause, it is important to know one’s own limit. How much stress is â€Å"too much† differs from person to person. Some people roll with the punches , while others crumble at the slightest obstacle or frustration, while others seem to thrive on the excitement and challenge of a high-stress lifestyle.The ability to tolerate stress depends on many factors including the general quality of relationships, their outlook on life, emotional intelligence, and genetics(Marrow 2011). Exercising regularly and learning relaxation techniques such as, deep breathing, meditation and yoga can be helpful. Accept that there are situation that can not be controlled and seeing the positive aspects of change and solve whatever problems you can and let go of the rest. Conclusion Stress challenges can help people to grow. We have seen how stress correlates to age and gender and what the major causes of stress are.Examining and taking action on the negative and positive aspects of stressful situations we are equipping ourselves to tackle more challenging tasks in our working life. Stress References: Bekker, M. H. J. and Boselie, K. A. H. M. (2002), Gend er and stress: is gender role stress? A re- examination of the relationship between feminine gender role stress and eating disorders. Stress and Health, 18: 141–149. Jewett, J & Peterson, K (2002). Stress and Young Children. Eric Digest. Champaign, IL Retrieved from http://ceep. crc. uiuc. edu/eecearchive/digests/2002/jewett02. df Harry Mills, Ph. D. , Natalie Reiss, Ph. D. and Mark Dombeck,(2012) Positive and negative stress. Retrieved from http://info. emergencehealthnetwork. org/poc/view_doc. php? type=doc=16151=474 Millius, S (2011, September 24). Early stress is contagious in adulthood. Volume 180 #7 (p. 14) Retrieved from http://www. sciencenews. org/view/generic/id/333416/title/Early_stress_is_contagious_in_adulthood Morrow, A ( 2011, January 19) Stress Definition. The New York Times Company. Retrieved from http://dying. about. com/od/glossary/g/stress. htm

The Paradoxes Of Kubla Khan - 1658 Words

The Paradoxes of â€Å"Kubla Khan† The Romantic poem â€Å"Kubla Kahn† by Samuel Taylor Coleridge contains many paradoxes in its description of a certain euphoric scene. Coleridge claimed that he dreamt the poem â€Å"Kubla Kahn† while in an altered state of consciousness due to an opium high. When he went to write it down, he was disrupted in the middle, and as a result was not able to complete the poem. However, when analyzing the poem that resulted, although it may not have been complete, it serves as a great example of romantic literature and the main ideas and notions of the movement. Coleridge’s description of the paradoxical euphoric dream gives way to understanding Coleridge’s philosophies of the human mind and its capabilities, and the truth behind what is real, and along with that, the importance of art to the imagination. These philosophies are exemplar of the Romantic Movement. Romantics believed that meaning is found through the use of one’s imagination to achieve a state of transcendence. They believed that at the heart of nature, mystery lies and that an individual may connect with it through the exploration of his or her emotions and imagination. This is a stark difference from the goals of the Enlightenment thinkers. Enlightenment thinkers encouraged the use of reason as guide for constructive living. Romantics focused on a more passionate, sensual approach to life that relied more on feeling rather than that which only the five senses can detect. This feeling thatShow MoreRelated Imagination in the Rime of the Ancient Mariner versus Kubla Khan973 Words   |  4 Pagestwo works by Coleridge, The Rime of the Ancient Mariner and Kubla Khan, both works regard the imagination as vitally important. In the Ancient Mariner, the imagination (or rather, the lack of it) condemns the Mariner to a kind of hell, with the fiends of sterility, solitude, and loneliness: â€Å"’God save thee, Ancient Mariner, from the fiends that plague thee thus! Why look’st thou so?’ ‘With my crossbow I shot the Albatross’†. In Kubla Khan, the imagination of an external being, the narrator that ColeridgeRead MoreAspects Of Romanticism1825 Words   |  8 Pagesand enjoyed this new genre. There are many literary figures mentioned who may have seen to write in a Romantic style, however, did not identify with it. In my essay I will focus on â€Å"Casabianca† by Felicia Hemans, â€Å"To a Mouse† by Robert Burns and â€Å"Kubla Khan† by Samuel Taylor Coleridge. I believe these poems truly reflect on Romanticism and have many aspects which show how this era’s literature is very distinguishing. These poems are full of emotion, imagery and love for nature. Felicia Hemans’ poetryRead MoreKubla Khan a Supernatural Poem8401 Words   |  34 Pages| AbstractThis essay discusses the question of the transforming creative self and the aesthetics of becoming in Samuel Taylor Coleridge s Kubla Khan and Dejection: An Ode , by reassessing certain strands of Romantic visionary criticism and Deconstruction, which are two major critical positions in the reading and interpreting of Romantic poetry. The poetics of becoming and the creative process place the self in Coleridge s aesthetic and spiritual idealism in what I have called a constructive